In one sentence: Identity theft is when someone uses your personal information, such as your name or account details, without your permission, for example to get credit or a job.
Why it matters: It can follow a scam message or a data breach. Where you report it depends on where you live. In the US, go to IdentityTheft.gov. In England, Wales and Northern Ireland, use Report Fraud (formerly Action Fraud) at reportfraud.police.uk, or call 0300 123 2040. In Scotland, call Police Scotland on 101.
One thing to do: If you think someone has misused your details, make your report in the right place for your country today.
Related terms: credit freeze, fraud alert, account takeover, credit report
Learn more: Recovery Codes and Backups: How Not to Get Locked Out; How to Secure Your Email Account (It Unlocks Everything Else)
Checked: 25 Oct 2026. Rules and prices change. If yours looks different, check the organization's own page.
